Last updated: July 2026
This Payment Policy explains how LBA Schools ("Laughing Buddha Academy", "we", "us", "our") accepts online payments for admission fees, tuition fees, and other school-related dues through our website and WhatsApp-based payment links, and sets out our refund and cancellation terms. This policy applies in addition to, and should be read alongside, our Privacy Policy.
We currently accept the following payments through our online payment gateway:
Payments are accepted via Credit Card, Debit Card, Net Banking, UPI, and other methods made available by our payment gateway partner at the time of payment. Payment links may be shared with parents directly on WhatsApp, by our admissions/accounts team, or generated through our website.
To make the process simple and transparent, online fee payment on our website follows these steps:
The same underlying flow applies when a payment link is shared directly on WhatsApp — in that case, Steps 1–2 are replaced by clicking the link sent by our admissions/accounts team, after which you proceed directly to fee verification and checkout as above.
When you initiate a payment — whether via a link sent on WhatsApp or through our website — you are redirected to a secure payment page hosted by our payment gateway partner. LBA Schools does not collect, see, or store your card, UPI, or net banking credentials at any point; these are handled entirely by our RBI-authorised payment gateway partner in accordance with their own security standards.
Once your bank confirms the transaction, the payment gateway notifies our system automatically, your payment is recorded against your child's fee account, and you are shown a payment confirmation or failure page. A receipt is shared with you on WhatsApp and/or email shortly after a successful payment.
A transaction is considered successful only upon confirmation from our payment gateway partner and your bank. In case your bank account is debited but you do not receive a confirmation from us within 24 hours, please do not make a duplicate payment — contact our accounts office first with your transaction reference number so we can verify the status before you retry.
Official fee receipts are issued only for payments confirmed as successful in our records.
If a transaction fails or remains pending, any amount debited from your account is typically reversed automatically by your bank or card network within 5–7 working days, as per standard banking practice. LBA Schools does not hold or control funds during this reversal process — timelines depend entirely on your bank/card issuer.
If a failed or pending transaction is not reversed to your account within 7 working days, please contact us with your transaction reference number and we will assist in following up with our payment gateway partner and your bank.
Please note the following regarding refunds of fees already paid to the school:
Approved refunds are processed back to the original mode of payment (the same card, UPI ID, or bank account used to pay) and typically reflect within 7–10 working days of approval, depending on your bank's processing timelines. LBA Schools does not process refunds in cash or to a different account than the one used for payment.
To request a refund, please contact our accounts office with the following details:
Refund requests are reviewed and, where approved, processed within a reasonable time frame; you will be informed of the outcome via phone, email, or WhatsApp.
All online payments are processed over an encrypted (HTTPS) connection through our payment gateway partner, who is authorised by the Reserve Bank of India to process card and UPI transactions. Payment confirmations received by our systems are verified using the gateway's signed response before being recorded, to protect against fraudulent or tampered transaction data.
If you notice an unauthorised or incorrect charge, please contact us immediately with your transaction details so we can investigate. We encourage parents to reach out to us directly before raising a dispute or chargeback with their bank, as this allows us to resolve genuine errors faster.
For any questions about a payment, refund, or receipt, please contact:
We may update this Payment Policy from time to time to reflect changes in our payment processes, gateway partner, or applicable regulations. The updated version will be posted on this page with a revised "Last updated" date.